Our Associates

Stephen Caruso, CFA
Chief Investment Officer

Series 7 General Securities
Series 24 General Securities Principal

Series 63 State Uniform Securities
Series 66 Investment Advisor Representative
Life Insurance New York

“My goal is to partner with clients and develop long lasting relationships. The foundation of that relationship is careful listening. I want to assist clients in outlining portfolio goals and in formulating investment risk and return objectives. Every client is unique and the challenge of creating, implementing, and monitoring an investment program to achieve their goals is what motivates me.“

Stephen began his career at Caruso McLean and Company, Inc. in 1995. He graduated from Bucknell University with a BS in Mathematics. Stephen was awarded the Chartered Financial Analyst designation in 2009.

The CFA curriculum and examinations set a globally recognized program for measuring the competence and integrity of financial analysts, portfolio managers and investment advisers.

To earn the CFA charter, a candidate must sequentially pass three six-hour examinations, complete a minimum work-experience requirement in the investment decision-making process, and to have signed a commitment to abide by the CFA Institute Code of Ethics and Standards of Professional Conduct

Stephen lives in New Hartford with his wife Stacy and their two children.

Mark Steckler
Head Equity Specialist

Series 7 General Securities
Life and Health Insurance New York

steck@carusomclean.com
315.724.5105

"My father was an investment advisor, so I grew up around the investment business. In 1995, I became a partner with him until his retirement, when I joined Caruso McLean and Company, Inc."

“I enjoy staying in touch with my clients, helping them develop their investment portfolios. They rely on me to keep abreast of markets that change every day. And here at Caruso McLean, they’re working with people they know … not a nameless, faceless broker on Wall Street."

“Call me anytime. We’ll talk about your investments, retirement planning, or retirement plans for your employees.”

Mark joined Caruso Mclean in 2005. Specializing in institutional and individual retirement plans, he was named Head Equity Specialist in 2006. He graduated from the University of Tampa with a BA in economics.

Mark is active in youth sports and plays golf and softball in local leagues. He lives in New Hartford with his wife Karen and three daughters.

Securities offered through Royal Alliance Associates, Inc. member FINRA/SIPC.www.finra.org

DISCLOSURES

Gregory B. McLean, Ernest R. Caruso, Stephen L. Caruso and Mark Steckler are Registered Representatives of and offer securities products & services through Royal Alliance Associates, Inc. Member FINRA/SIPC, a registered broker dealer. In this regard, this communication is strictly intended for individuals residing in the states of Arizona, Connecticut, Florida, Georgia, Indiana, Massachusetts, New Hampshire, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Texas, and Virginia. No offers may be made or accepted from any resident outside the specific states referenced.

Gregory B. McLean, Ernest R. Caruso, and Stephen L. Caruso are also separately registered as investment adviser representatives under Caruso McLean & Co., Inc., a registered investment advisor, offering advisory services in the state of New York. As such, these services are strictly intended for individuals residing in New York.

IMPORTANT CONSUMER INFORMATION:
A broker-dealer "BD", investment adviser "IA", a BD agent, or IA Representative may only transact business in a state if first registered in that state, or is excluded or exempt from registration in that state as a broker-dealer, investment adviser, BD agent or IA Representative, as appropriate. Follow-up, individualized responses to persons in a state by such firm or individual that involve either affecting or attempting to affect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion.

For information concerning the licensing status or disciplinary history of a broker-dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.

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You are now leaving the website of Caruso McLean & Co., Inc. and you assume total responsibility for your use of the sites you are linking to.

The views expressed are not necessarily the opinion of Royal Alliance Associates Inc, and should not be construed directly or indirectly, as an offer to buy or sell any securities mentioned herein. Individual circumstances vary.

All Investing involves risk including the potential loss of principal. No investment strategy such as asset allocation can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Therefore, the information presented here should only be relied upon when coordinated with individual professional advice.

Periodic investment plans such as dollar cost averaging do not assure a profit or protect against a loss in declining markets. Such plans involve continuous investment in securities regardless of fluctuating price levels. Investors should consider their financial ability to continue purchases through periods of low price levels.

Indexes cannot be invested in directly, are unmanaged and do not incur management fees, costs and expenses

Fixed income investments are subject to various risks including changes in interest rates, credit quality, inflation risk, market valuations, prepayments, corporate events, tax ramifications and other factors. Securities sold or redeemed prior to maturity may be subject to a substantial gain or loss. In general, the bond market is volatile as prices rise when interest rates fall and vice versa. Vehicles that invest in lower-rated debt securities (commonly referred to as junk bonds) involve additional risks because of the lower credit quality of the securities in the portfolio. The investor should be aware of the possible higher level of volatility, and increased risk of default.

International investing involves special risks not present with U.S. investments due to factors such as increased volatility, currency fluctuation, and differences in auditing and other financial standards. These risks can be accentuated in emerging markets.

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This communication is intended for individuals residing in the states of AZ, CA, CO, CT, DC, FL, GA, MA, MD, NC, NH, NJ, NV, NY, OH, OR, PA, RI, SC, TX, VA, VT . No offers may be made or accepted from any resident outside the specific state(s) referenced.

Investments in securities involve risk, including the potential loss of principal invested.
No offers may be made or accepted from any resident outside the specific state(s) referenced.

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IMPORTANT: We do not provide customer service or enable financial transactions through this site. Should any client of the firm have questions or concerns that are specific to their account(s), please contact your financial advisor directly. You should never post personal, account or transaction information anywhere on this site. For customer inquiries please call 315 724-5105.

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